I Want To Build My Own House – How to Build Your Own Home: A Beginner’s Guide Building your own perfect home is exciting, but it requires careful planning, organization and budgeting. Our step-by-step guide will help you #breaknewground and ensure your DIY project goes smoothly.
According to the National Custom and Self-Build Association (NaCSBA), a project is defined as self-build when the homeowner directly organizes the design and construction of their new property.
I Want To Build My Own House
Don’t worry, that doesn’t mean you have to do most of the work. Self-builders can take as much or as little as they want; some choose to get their hands dirty with construction, others will order from a prefab home company.
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Although self-build is more popular in areas where there is a lot of land, such as Austria, Belgium and Scandinavia, around 12,000 self-build houses are completed each year in the UK. It is the perfect route for retirees looking for their forever home or growing families who need extra space designed for their lifestyle.
Typically, building a house can take about two years from finding a lot to moving in, but this largely depends on the complexity of your project.
So, do you make your own? Before you start building your home, it’s important to do your research and make sure you know what you’re getting into.
Although it takes a lot of time, money and energy, building your own gives you a unique opportunity to create a home adapted to your family’s needs without breaking the bank thanks to healthy tax benefits.
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Getting your finances in order is the first crucial step in your self-build journey. Moving a house from paper to a plot in the UK can cost between £1,000 and £3,000 per square meter, but the final figure will be determined by the location, scale, design and specification of your home, and how much of the work you undertake yourself.
There are several ways to finance your construction, from a lump sum payment, to selling your existing home, mortgaging the property or securing a mortgage or loan.
Budgeting can make or break your own building, so organize your expenses on a spreadsheet and write them down when you start. Be tough on yourself – Choosing to make design changes to your home during the construction process will likely leave you out of pocket.
Also make sure to allow a generous allowance for ground work, as complications below ground level, such as soil contamination, can be costly.
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It is important that you budget a contingency fund of 10-20% of the total construction cost to cover unexpected extra costs, and don’t forget to consider accommodation costs if you also need accommodation during construction.
Online plot search services like Plot Search can be a great place to start, while you may find a gem at an auction or in the real estate section of your local newspaper.
Do not overlook large garden plots, infill areas and unused brownfields or, to reduce stress, choose a well-maintained plot with utility connections and planning permission.
In terms of area, a four-bed house can be built on a tenth of an acre, but if you want to build a bigger house or a lot of outdoor space, try to get a third or even half an acre.
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Land costs generally depend on location, but you should expect to spend between one-quarter and two-thirds of the market value of your finished home.
Make sure you also register with your local building rights register as this puts pressure on councils in England to make more buildable land available in your area.
The right construction route depends on how much you want to participate. Some DIYers choose to monitor the progress of their project themselves, but it’s important to note that this is a big commitment – if you work full-time, will you really be able to visit the site twice a day?
For a more hands-on approach, you can bring in a professional project manager, hire a general contractor, or take over a home business if you choose this type of all-in-one construction service.
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However, you should choose the option that suits you from the start, as it will have a significant impact on your budget.
The construction method you choose has a huge impact on the performance and appearance of your finished home. The most common structural systems you will encounter are brick and block, timber, oak, Structural Insulated Panels (SIP), Insulating Concrete Formwork (ICF) and thin jointed blocks.
This decision comes down to a variety of factors, from your budget to your design preferences and insulation needs. Also consider access to your site, as some systems are easier to build than others if you have limited space.
If you want to create an eco-friendly home, you can choose from many natural systems, including straw bales, rammed earth and even cork.
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When it comes to creating a design brief, you can engage the services of an ARB or RIBA affiliated architect, architectural technologist or professional designer, or consult an internal team at a package company.
Designed by Arco2 Architects, this house was specifically planned to minimize its impact on the landscape and is built into the sloping site.
If you’re feeling creative, you can even try your hand at developing a design using a digital program like Sketchup to give the architect a better idea of what you want.
When making a design decision, it’s important to think about the specifics of your lot—topography, shape, and access to sunlight—as well as your lifestyle and any accessibility needs.
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You will need to apply to your local council for planning permission to build your new home, as well as submit detailed building drawings to secure building regulations approval. For a full planning application for a detached house in England you can expect £462.
Some architects and package companies can help you with this process, but in more complex cases you can hire a planning consultant.
Planning permission can be affected by various factors, from the surrounding architecture to local planning and protected species in the area.
Before applying for full consent, it is recommended that you arrange a pre-application meeting with your local council to assess your chances of success and find out more about your area’s local plan.
Build Your Land
On completion, the council will inspect your own build to ensure that the conditions under which the permit was granted are met. If not, any work done is declared illegal.
Being a marketer requires a lot of research. It is recommended to ask friends and neighbors for recommendations and search for reviews on the Internet.
Make a list to interview in person and ask to see past projects they have worked on and talk to the homeowners. Request a written quote based on the tender documents prepared by your architect.
Don’t be tempted to just accept the bottom line – self-build is a big investment of time and money, so it’s important to work with reliable, quality deals.
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When it comes to drafting contracts, it is recommended to purchase an official contract template such as JCT Minor Works.
Your relationship with builder does not end there. It is important to maintain good communication throughout the project – poor communication can lead to tension and, in the worst case, a walkout.
There is no guarantee that your builder or contractor will have site insurance, so it is very important that you get your coverage in place before you start. Site insurance should cover risks such as fire, theft and vandalism, injury to employees and members of the public, and legal expenses.
Take out a policy with a specialist self-build insurance provider such as Self Build Zone or Protek and remember that policies are usually sold in 12, 18 or 24 months, so make a note in your diary if you need to extend your cover.
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When you start the project, you should also take out a structural warranty that covers your home for 10 years if something goes wrong. The warranty provider will then inspect the structure regularly during construction.
If you choose to work with a government-approved building inspector rather than a local authority, they can also provide structural guarantees, reducing the number of required on-site inspections.
Warranties can be taken out after your build is complete, but you’ll end up paying four or five times as much because the insurer won’t be able to monitor the build.
Utility connections – electricity, gas, water, sewerage and broadband – are recommended to be arranged immediately after possession of the land to avoid later delays.
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Not only can it take some time to turn on the utilities, but the presence of water and electricity on the construction site is also very important.
If your self-built home is a replacement home and your site already has services, you should contact your service provider well in advance of demolition to disconnect them and arrange a new connection.
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